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The Seed Capital For Quick Credit (Now Bills) Allegedly Came From Richard Nii Armah Quaye’s Wife

Since he has been trending and in the news to prove to be one of the richest people in Ghana, it’s been dragged down to how the founder of Bills Credit, Richard Nii Armah Quaye started and even had capital, which has led to the riches he is flaunting now.

According to the gospel of Ghanaian social media blogger Bongo Ideas, the rich man was, however, sponsored by his wife, which led to him becoming wealthy.

In his revelation, Bongo wrote:

Richard and Joana met in 2002 & started as high school lovebirds. They went on to date for 8 years when the man had almost nothing.

In 2010, the two decided to get married, but marital disagreements started plaguing the marriage until both ended up in divorce court. Now, the question is: between 2002, when they first met, and the time the marriage started to fall apart, what were the contributions made by Joana to set up Richard?

Disagreements started plaguing the marriage until both ended up in divorce court. Now, the question is: between 2002, when they first met, and the time the marriage started to fall apart, what were the contributions made by Joana to set up Richard?

However, due to the love she had for Richard and the fact that he had almost nothing at the time, Joana decided to support him with that money. She opened a joint account with him using the same money, which both had access to.


Richard had to fly to the United Kingdom but had no capital. Out of sheer love, Joana decided to empty her entire savings to support him.

Richard flew to the UK and came back with nothing. He returned with a laptop, a TV, and a business idea. He pitched the business idea to Joana because they were still in a relationship and she had some money. Joana decided to support Richard wholeheartedly.

In fact, she gave him the money and supported the business idea with her monthly salary for over a year or so. That business flourished into Quick Credit, which later got rebranded as Bills. The seed capital for the business came literally from Joana.

Source: Dklassgh.com

Kwame Tony

Graphic designer, Muslim, Only child of my parents, Funny and love to write stories.

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